Does consolidating credit cards affect credit score herb alpert dating game theme

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If you can resist the temptation, keep your credit cards open after you pay them off.

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If you’ve missed payments in the past, it will take time for your credit score to bounce back.

Conventional mortgages typically look for a credit score of 620 or higher.

Federal Housing Administration mortgages require a credit score of at least 500.

If your credit score is between 500 and 579, you may need to make a down payment of 10 percent.

If you’re concerned about the impact a debt consolidation loan will have on your credit score, you may want to consider improving your credit in other ways.

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